Bank Kerjasama Rakyat Malaysia Berhad, commonly known as Bank Rakyat, is an Islamic cooperative financial institution originating from Malaysia, established in 1954 under the Cooperative Societies Ordinance. Headquartered in Kuala Lumpur, the bank was formed to support the development of the cooperative movement and provide access to financial services for the public, particularly cooperative members across Malaysia.
In terms of leadership structure, Bank Kerjasama Rakyat Malaysia Berhad is managed by a professional board of directors responsible for operations, business strategy, and Shariah compliance. As an institution operating under the supervision of the Malaysian government through the Ministry of Entrepreneur Development and Cooperatives, the bank’s policy direction focuses on community economic empowerment. The support from cooperative members as owners is also a defining characteristic of Bank Rakyat’s governance.
Bank Kerjasama Rakyat Malaysia operates in the financial services and Islamic banking sectors, with a primary focus on retail banking services, personal financing, and small and medium enterprise (SME) financing. The products and services offered include savings accounts, deposits, consumer financing, business financing, and digital banking services that facilitate customer transactions. Through its commitment to cooperative and Shariah principles, Bank Rakyat plays a vital role in enhancing financial inclusion and supporting community economic growth in Malaysia.
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