Mastercard Cirrus is a global interbank network that provides cash withdrawal services for Mastercard cardholders. As a subsidiary of Mastercard Inc., this network connects all Mastercard credit, debit, and prepaid cards, as well as ATM cards issued by various banks worldwide that feature the Mastercard/Maestro logo.
Formed in 1982, prior to its acquisition by Mastercard in 1987, Cirrus System, LLC was owned by Bank of Montreal, BayBanks Inc., First Interstate Bancorp, Mellon Bank, NBD Bancorp Inc., and Norwest Corp.
By default, Mastercard and Maestro cards are linked to the Cirrus network, though all three logotypes are often displayed together. ATMs in Canada, the United States, and Saudi Arabia utilize this network alongside their local networks, and many banks have adopted Cirrus as their international interbank network alongside their local network, a rival ATM network—namely Plus, owned by Visa—or both. In countries such as India and Bangladesh, the Cirrus network also functions as a local interbank network in addition to an international network.
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