Bayad, formerly known as Bayad Center, is a Philippine financial technology and payment services company with roots dating back to May 1997, when its payment collection service began as a division of Corporate Information Solutions, Inc. (CIS). In 2006, the business was formally spun off from CIS and established as CIS Bayad Center, Inc., becoming a dedicated outsourced bills payment collection company in the Philippines. The brand was reintroduced as Bayad in 2021 as part of its expansion into broader digital payment and financial services. Bayad was initially developed under CIS and later operated as a subsidiary of Manila Electric Company (Meralco), while Lawrence Y. Ferrer served as President and CEO during the company’s major digital transformation and rebranding period.
Bayad operates in the fintech, digital payments, bills payment, financial services, and payment collection sectors. Its services cover a wide range of transactions, including utility and government payments, mobile load, insurance, remittances, loan disbursements, withdrawals, and other financial transactions through physical and digital channels. By combining an extensive nationwide payment network with online platforms, Bayad has evolved from an over-the-counter bills payment provider into a multi-channel financial services platform serving consumers, businesses, government institutions, and billers throughout the Philippines.
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