Bandhan Bank is a private sector bank originating from India, which officially commenced its banking operations in 2015. The bank was born from the transformation of Bandhan Financial Services, founded by Chandra Shekhar Ghosh. This transformation makes Bandhan Bank a prominent example of the evolution of a microfinance institution into a full-fledged commercial bank, with the objective of expanding access to financial services for people across various regions in India.
In its operations, Bandhan Bank operates in commercial banking with a focus on savings accounts, retail loans, micro, small, and medium enterprise (MSME) financing, and digital banking. Since its inception, the bank has been recognized for its strong focus on empowering the economy of low-income communities and small business players, particularly in semi-urban and rural areas. The company’s leadership is directed by a professional board of directors and management team responsible for business strategy, governance, and the development of its service network throughout India.
Over the course of its development, Bandhan Bank has grown into a major financial institution within the Indian banking industry, featuring an extensive branch network and a continuously expanding customer base. The bank also plays a vital role in driving national financial inclusion through an approach that combines conventional services with technological innovation. With its strong foundation in the microfinance sector and a vision for long-term growth, Bandhan Bank continues to strengthen its position as an essential private bank in India.
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